Welcome to www.axisinsurance.ae. By accessing or using our website, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using our site.

1. Introduction

These Terms and Conditions ("Terms") govern your use of the Axis Insurance Brokers website. By accessing this site, you accept these Terms in full. If you do not agree with these Terms, you must not use this website.

2. Definitions

• "We", "Us", "Our" refers to Axis Insurance Brokers.
• "User", "You", "Your" refers to the person accessing or using the website.
• "Website" means www.axisinsurance.ae and all associated subdomains and pages.

3. Use of the Website

3.1 Eligibility

This website is intended for individuals aged 18 years or older. By using the site, you confirm that you meet this requirement.

3.2 Permitted Use

You may use the website for personal and non-commercial purposes, to learn about our services and to contact us.

3.3 Prohibited Use

You agree not to:

• Use the site in any way that breaches any local, national, or international law.
• Distribute viruses, malware, or other harmful technologies.
• Attempt to gain unauthorized access to our systems.
• Reproduce or exploit any content for commercial purposes without permission.

4. Card Payments

Axis Insurance Brokers LLC maintains the https://www.axisinsurance.ae website ("Site").

Visa or MasterCard debit and credit cards in AED will be accepted for payment.

The displayed price and currency at the checkout page will be the same price and currency printed on the Transaction Receipt, and the amount charged to the card will be shown in your card currency.

We will not trade with or provide any services to OFAC and sanctioned countries.

Cardholder must retain a copy of transaction records and https://www.axisinsurance.ae policies and rules.

User is responsible for maintaining the confidentiality of his account.

5. Intellectual Property Rights

All intellectual property rights in the website and material published on it (including text, images, logos, and documents) are owned by or licensed to Axis Insurance Brokers. You may not reproduce, copy, or distribute any content without prior written permission.

6. Payment Confirmation

Once the payment is made, the confirmation notice will be sent to the client via email within 24 hours of receipt.

7. Refund Policy

Refunds will be processed as per the terms and conditions applicable to the services purchased by the customer. Cardholders are advised to review the refund policy carefully before making any payments.

Refunds will be done only through the Original Mode of Payment and will be processed within 10 to 45 days depending on the issuing bank of the credit card.

8. Cancellation Policy

Customer can cancel their requested services within 24 hours. Refunds will be made back to the payment solution used initially by the customer. Please allow for up to 45 days for the refund transfer to be completed.

9. Pricing and Description

All service pricing and descriptions are clearly mentioned on the website at the time of purchase. In case pricing or service details are not available on the website, a formal letter containing the services pricing and quotes will be provided on the company’s official letterhead, duly signed and stamped by the authorized signatory.

10. Disclaimers and Limitation of Liability

10.1 No Warranty

The content on this website is provided "as is" and without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free from viruses or other harmful components.

10.2 Limitation of Liability

To the maximum extent permitted by UAE law, Axis Insurance Brokers shall not be liable for any direct, indirect, incidental, special, or consequential damages that result from your use of the website or inability to use the website.

11. Indemnification

You agree to indemnify, defend and hold harmless Axis Insurance Brokers, its employees, agents, and affiliates from any claims, damages, losses, liabilities, costs, or expenses arising out of your breach of these Terms or misuse of the website.

12. Privacy Policy

Your use of the website is also governed by our Privacy Policy. We are committed to protecting your personal data in accordance with applicable laws and regulations in the United Arab Emirates.

13. Third-Party Links

This website may contain links to third-party websites for your convenience. Axis Insurance Brokers does not control these websites and is not responsible for their content, policies, or practices.

14. Governing Law and Jurisdiction

These Terms and your use of the website shall be governed by the laws of the United Arab Emirates. Any disputes shall be subject to the exclusive jurisdiction of the courts of Dubai, UAE.

15. Changes to the Terms

We reserve the right to modify these Terms at any time without notice. Changes will be posted on this page, and your continued use of the website constitutes your acceptance of any such changes.

16. Contact Information

If you have any questions or concerns about these Terms and Conditions, please contact us at:

Axis Insurance Brokers
Email: info@axisinsurance.ae
Website: www.axisinsurance.ae