As a uniquely Islamic concept, Takaful insurance companies
work as an alternative to commercial insurance companies.
Based on the Shari’ah law, Takaful upholds the principles of
cooperation, social solidarity and mutual indemnification of the loss
incurred by members.
Each Takaful compliant insurance company signs a pact where
members agree to jointly indemnify any loss or damage incurred by other
members from collective funds.
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